Finance Center FAQs

Your Common Financing Questions Answered at Pape Subaru

Commonly Asked Finance Questions

When looking to buy your next car, the financial process can be a lot to take on. Most drivers have questions throughout every step, and we are more than happy to answer them. At Pape Subaru, we have an onsite finance center staffed by experienced professionals. These financial experts are here to answer your questions and show you just how comfortable buying a car should be!

How does a warranty benefit me?

A warranty is just promised coverage. When choosing warranties, you often get your auto repair covered and help during unexpected situations. These deals can come with certain restrictions, like mileage or age, but can offer you very valuable benefits. If something were to ever happen to your new Subaru, a warranty could make all the difference!

Do I need an extended warranty?

This is entirely up to you as a driver. If you like to be covered whenever something happens, whether that's tomorrow or years after buying your Subaru. Extended warranties come with longer coverage periods, so you have more peace of mind when driving through Yarmouth.

What is GAP insurance?

GAP insurance can keep cover the amount between the vehicle's worth and the amount you owe. If you get into an accident, GAP insurance is another way to help you save some money and hassle. This type of insurance depends greatly on how you pay for your vehicle.

What if my credit score isn't great?

Our staff has years of experience under their belt. Throughout our time, we have dealt with credit scores of all ratings. If you are a teen looking for your first car or missed a few payments on some loan, we can still work with you. Our expert financial team will try their best to find a budget that makes you comfortable. Getting you off the lot in a new or used Subaru is always our goal!

Should I lease or finance my new car?

This is a very common question, and it all comes down to the way you drive. If you are a constant commuter in Westbrook or a once in a while driver in Portland, you need to plan your financial agreement accordingly.

Financing a Subaru means you will be paying the entire amount. So, if you know you will be using that vehicle for a long while, this is an excellent choice for you. On the other hand, leasing means that you are only paying for the car while you use it. Due to the usual mileage restrictions, this is a perfect option for city living or people that need a ride for special occasions.

Can I get the financing process started online?

At Pape Subaru, we have a very secure online credit application. Here, you can punch in some standard information and shoot it off to our finance team. We will be in touch shortly with the results and possible next steps.

How do I buy a car online?

Buying a car online is getting more and more popular. You can take your time browsing our Subaru inventory or used model line-up from the comfort of your home. Once you find a model you're interested in, try out our handy payment calculator to get an estimate on what a monthly bill would look like. If you have a question during any step of buying a car online, just call one of our helpful staff.

Visit our Finance Center with Any Questions You May Have

Whether you are out in Scarborough or Windham, take a short drive over to Pape Subaru in South Portland. Our financial experts are looking forward to helping you throughout buying your next ride. If we didn't answer your questions here, give us a call or stop by today and speak with the helpful staff at our finance center!

  1. Pape Subaru

    2065 Broadway
    South Portland, ME 04106

    • Sales: 207-775-6222
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Get in Touch

  • Contact our Sales Department at: 207-775-6222
  • Monday8:00AM-7:00PM
  • Tuesday8:00AM-7:00PM
  • Wednesday8:00AM-7:00PM
  • Thursday8:00AM-7:00PM
  • Friday8:00AM-6:00PM
  • Saturday8:00AM-5:00PM
  • SundayClosed